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Insurance

To register a vehicle in New York State you must have New York State issued automobile liability insurance coverage.
See Requirements

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Insurance
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Check Your
Insurance Status

You can check the status of your insurance, driver license and vehicle registration related to that insurance online. You cannot do this by mail, phone or in a DMV office.

You will need your

  • 10-digit document number
  • vehicle plate number

If you received a letter or order from the DMV related to your auto liability insurance, your document number and plate number can be found on the letter. See a sample Insurance Letter or Order.

 

Check your insurance status online

Changing or Cancelling
Insurance Coverage

Your insurance company should report a change of insurance company or coverage electronically to the DMV. If they do not, see what steps you should take if you change, cancel, or reinstate your insurance coverage. 

If you move away from New York State you must surrender your plates and registration before the New York State liability insurance is canceled. 

See How to Change, Reinstate or Cancel Insurance Coverage

Preventing and Correcting
Insurance Lapses

  • Responding to DMV Insurance Letters and Orders
  • Provide Proof of Insurance Coverage
  • Insurance Lapses
  • Pay an Insurance Lapse Civil Penalty

Insurance Information and
Crashes and Accidents

Get Insurance Information After a Crash or Accident

Find contact information for an insurance company after you have been involved in a crash or accident.

  • If You Have the Three Digit Insurance Company Code
  • Records Request Navigator
  • Uninsured Vehicles

Unsatisfied Judgments

If you do not satisfy the terms of judgment against you for a motor vehicle accident your driver license and registration may be suspended.

  • License and Registration Suspensions for Unsatisfied Judgments
  • Get an Unsatisfied Judgment Against Another Motorist
  • Contact the Insurance Services Bureau

Information about Insurance Rates and Premiums

The DMV does not provide information about the rates or premiums for New York automobile insurance. You can contact insurance agents, brokers, or companies for this information.

The New York State Department of Financial Services website has information about insurance premiums and the regulation of the insurance industry.

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